Revolutionizing home affordability for lenders and homebuyers
Partner with Cedar to attract more qualified homebuyers, reduce risk, and increase profitability. Our innovative solutions make home ownership accessible and sustainable.
Fewer folks can afford a home than ever before
Home costs are surging. Mortgage rates feel astronomical. Financial insecurity is rising. All this prevents interested homebuyers from qualifying for a mortgage and getting the home they want.
Ground Offer by Cedar helps solve this issue by acting as a co-buyer during the traditional homebuying process to purchase the land as the prospective buyer purchases their home.
Breaking Down Barriers to Homeownership
With Cedar, homebuyers can finally afford the house they want—with more savings, security, and flexibility,
Smaller Mortgage & Downpayment
Co-own the land and reduce buyer's loan amount.
Lower Monthly Payments
Significantly reduced mortgage payments
Accessible Home Ownership
Make home ownership more affordable and sustainable.
Stability & Flexiblity
Predictable payments, clear appreciation, sell or renew anytime.
Unlocking New Opportunities for Lenders
Partnering with Cedar gives lenders a competitive edge by increasing loan approvals, reducing default rates, and expanding their customer pool. Our innovative solutions revolutionize home affordability, making it easier for borrowers to purchase a home and lower their monthly costs.
Increased loan approvals
Reduced default rates
Expanded customer pool
FAQs
Some common questions below
Cedar can turn unqualified or non-converting leads into homebuyers by improving the economics of their home purchase
Cedar offers a second chance for high-intent but financially challenged customers
The massive cost savings Cedar offers improves deal economics for all homebuyers, and helps present a more competitive offer for homebuyers looking to save money
Decreases transaction risk for the seller by improving loan economics. Overall facilitates increased conversion rates and optimizes lead investment
Reduces loan amount relative to value (LTV) to avoid PMI and reduce risk
Significantly lowers monthlies, thereby improving DTI
Can turn jumbo loans into conforming loans by bringing the loan amount below the conforming limit
Please view our product specification for a detailed list of product features, restrictions, and availability
Leaseholds are part of the standard Fannie Mae and Freddie Mac guidelines and works within the current mortgage ecosystem.
The closing process with Cedar is the nearly identical to a traditional home purchase. There are additional documents included in the process, but Cedar works within the typical origination and closing process and timeline.
Streamlined Process for Lenders and Financial Solutions
Partner with Cedar
Cedar partners with lenders to offer innovative financial solutions for homebuyers.
Improve offering with Cedar's leasehold
Lenders implement Cedar's solutions, reducing mortgage payments by 20-50%.
Purchase completed
Homebuyers purchase only the house, leasing the land and lowering monthly costs.
Administer per usual
The buyer's mortgage continues as usual. Cedar administers its leasehold seperately.
Transforming the lending landscape
Discover how Cedar's innovative solutions can revolutionize your lending business.
