Unlock your home's value, without debt
Turn your property equity into opportunity without giving up ownership or control
Access up to 50% of your home's value in cash
Maintain full control and use of your home
Flexible terms that work for your life, not against it
No debt, no income or age restrictions. Quick qualification.
A Smarter Way to Tap Your Home's Equity
Immediate Cash Access
We purchase the land portion of the property, providing you with a quick & significant cash payout.
Keep home ownership
You keep complete control of your home—renovate, build an addition, put in a driveway or a garden. You're in control!
Live worry-free
Stay in your home, sell when you're ready, or buy back the land. The choice is always yours.
Your Goals, Your Decision
Whether you're planning for retirement, funding a major life event, or pursuing a new opportunity, your home's value should be a resource, not a restriction.
Fund your goals
Access the cash you need to invest in your business, fund education, or tackle those long-awaited home improvements.
Enjoy your home
No need to move or downsize. Keep living in and using your property exactly as you do now.
Keep your options open
With Cedar, you can buy back the land, sell your property, or transfer the agreement anytime. Your home, your decisions.
Substantial cash payout
Get up to 50% of your home's value as a lump sum
Full property control
Renovate, refinance, or sell your home as you wish
Quick funding
Receive your cash in days, not months
Transparent payments
Ground rent updated annually, based on inflation
Live in your home
Stay as long as you want with no pressure to move
Unrestricted fund use
Spend the money on anything you need or desire
Preserve family inheritance
Keep the ability to pass your home to your heirs (or anyone else)
Easy qualification
No stringent credit checks or complex approval process
More value, more control
Traditional equity access methods often come with hidden costs and rigid terms. Cedar offers a refreshing alternative
Better payouts, higher equity
Tap into up to 50% of your property value while retaining 100% home ownership.
Better terms, transparent costs
Our unique ground rent model protects from unpredictable interest rates. No hidden fees or mortgage insurance premiums.
True homeownership preserved
Keep full control of your home. Renovate, refinance, or pass down your property - the choice is always yours, with no restrictions.
Simple, Transparent, Empowering
We buy your land and give you a lump cash payout. You get a 99 year leasehold with low monthly payments. Buy the land back at any time.
Learn your options
Speak with our experts to understand your potential payout based on your home's value
Quick application
Get approved as soon as one week. We'll be with you every step of the process.
Receive your funds
Get your lump sum payment promptly and put your home's equity to work for you.
Live life on your terms
Enjoy your home, pay ground rent, and retain the freedom to sell or buy back the land when you choose.
Cedar Cash Out vs. Alternatives
Our innovative cash out gives you a great payout and more control than traditional options.
by Cedar
Clear & simple terms
Historically, leaseholds are common, but complicated. Cedar makes them simple and convenient.
With a traditional debt-based home equity product, every dollar you pull from your home has to be paid back multiple times over time with amortized debt. By burdening your home with mortgages, it also creates huge estate planning hassles for your family. With Cedar, there is no debt and there are no liens. Just a small ground rent payment on the land portion of your property.
You'll continue to handle all home-related expenses, taxes, and maintenance. You'll pay a lower ground rent to Cedar instead of a traditional mortgage.
Absolutely. You can sell your home anytime. Lots of options:
1) Buy your land back before selling your home
2) Sell your leasehold to the new buyer
3) Allow the new buyer to purchase the land from us at the time of sale
Your ground rent is set upfront and adjusts only with an inflation-based formula. This ensures predictable payments!
Yes! Using Cedar along with a traditional lending product can allow you to take more money out of your home with more flexibility than a traditionally product alone.
Unlock your property
